Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Travel Insurance
If you are considering a trip overseas, don’t assume that just because you have excellent medical, auto, and home insurance that you will have the necessary insurance protection. Therefore, it’s important to consider if you will need travel health insurance or some other applicable international travel insurance policy.
ABOUT DRUCKS AGENCY
Your Trusted Insurance Professionals:
To help our clients choose the best Medicare Supplement, Advantage and Part D (Rx) Plan that fits their financial and medical needs. We strive to treat our clients as if they were our own friends or family, and to avail ourselves to them at all times with any questions or problems they might have.
We represent a number of the major insurance companies that offer Medicare Supplements, Advantage Plans and Part D (Rx). This allows us to offer the best carrier that fits their needs. Using current technology helps us to better choose these plans.
Our Frequently Most Asked Questions:
What is Medicare Supplement Insurance, Advantage and Part D (Rx Coverages)?
Supplemental: It is a form of private health insurance that helps cover certain out-of-pocket costs such as deductible, copayments and coinsurance that your basic Medicare does not cover. You can go to any Doctor or Hospital (not in a network), but that accepts Medicare.
Advantage: Insurance that replaces your basic Medicare Coverage with a private insurance carrier to handle all your health insurance needs through a network of the carrier’s network.
Part D (Rx): Offers prescription coverages that are not covered by your basic Medicare Plan.
There are about 60 million people today which includes approximately 51 million older adults and 9 million younger adults with disabilities who rely on Medicare for their health insurance Coverage.
Do you have customer service?
Of course! Our friendly and knowledgeable customer services reps are available to answer your questions 24/7/365.
You can call us at: (201) 207-6300
Or you can fill out our form and tell us when to call you, down at the bottom of this page!
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